The new standard of invoicing

The best friend
of your business account

One-time payments, Payment Terms, Recurring Payments or Financing. Without the chasing, stress or expensive fees.

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No monthly fees

~0% Payment defaults

Send you first invoice in 3 minutes

Maximum Efficiency in Every Action

From invoicing to payment processing to intelligent dunning & debt collection

OUR SOLUTION

Simple for anyone who sends invoices

Get paid immediately

Receive your payment instantly – regardless of whether your customers choose Pay Now,
‍Pay Later or Pay in Parts.

Effortless payment management

Automatic payment reminders and a smart dunning system
with AI to ensure you’ll never have to chase payments again. 

Flexible payment options for your clients

Offer Pay Now (Apple Pay, Google Pay, credit card, and Europe-wide real-time banking), Pay Later, or Pay in Parts – convenient and hassle-free.

Fully automated processes from  start to finish

Invoicing, payment processing, and dunning – everything runs automatically.

~0% payment defaults

Automated invoice delivery,
smart reminders, and dunning – ensuring quick and hassle-free payments without any chasing.

Boost revenue and liquidity instantly

With Pay Later (Pay in 30, 60,
90 days) and Pay in Parts
(Pay in 3, 6,12 installments),
you can increase your revenue by up to 50% – and still receive the
full invoice amount immediately.

Upload or create invoices effortlessly

Easily upload invoices from
your billing software or create
a new invoice directly on
LakoFinance.

Full transparency  
at all times

Track every step – from the invoice being opened to payment being received – with a clear and intuitive overview.

Payment solutions

Supporting every step of your invoicing and payment process

Invoice Sending

Create, upload or retrieve invoices via integration. The invoice is checked for all informations and then sent with LakoFinance’s functions.

Payment Terms

Recognition and automated processing of milestone payments, payment terms, and early payment discounts.

Recurring Payments

Effortless setup of recurring payments with automatic invoice generation and a comprehensive overview of all transactions.

Pay Later / Pay in Parts

Increase your conversions by offering flexible solutions like Pay Later/ Pay in Parts for B2B/B2C customers and get paid the full invoice amount upfront by LakoFinance.

International Invoices

International billing and payment processing with all functions of LakoFinance to get paid faster and on time.

Debt Collection

Intelligent dunning process with over 30 AI-driven contact points to prevent payment defaults and eliminate the need to chase customers for unpaid invoices.

From invoicing to dunning